Steps to Buying

• Get pre-qualified for a mortgage

• If possible, use a local lender who you can meet face-to-face

• Fill out loan application

• Sign Buyer Agency Agreement with Broker

• Drive neighborhoods

• Establish search criteria, i.e. school district, length of commute, etc.

• Check listing emails diligently

• Send list of homes you'd like to see to stephanie@thepropertygroupcos.com

• Text or call Justin at 719-232-1063 if you'd like to see a home asap

• View homes

• Understand relationship between price and monthly payment

• Look during the week for less competition

• Make Offer

• Countered or Accepted

• When contract is agreed upon, deliver earnest money

• Schedule inspection

• Ask Seller to address issues re: health & safety

• Seller responds with Inspection Resolution, all parties sign

• Appraisal ordered by lender

• Verifies the value of the home is correct

• Protects both buyer and lender

• Lender may ask for additional documentation for final loan approval

• Closing disclosure must be signed by buyers 3 days prior to closing

• Just prior to closing, we will do a final walk through

• Are all inspection items complete? Was there any damage since inspection?

• Closing

• Make sure to bring a valid driver's license

• Payments must be in certified funds